Calikoe
Calikoe is a fintech platform designed to introduce children to banking through a white-label app for banks. Using AI, Calikoe creates a safe, educational environment for children to learn about spending, saving, and managing money with real-time parental controls and notifications. By integrating seamlessly with a bank’s back-end systems, Calikoe provides an early financial education for children, while helping banks expand their customer base and engage the next generation of clients.
As financial institutions face increasing competition, Calikoe offers a unique solution to build long-term customer loyalty. Nearly a quarter of a bank’s customers have children under 18, making this an important opportunity for financial institutions. Calikoe is the first white-label banking solution that brings a bank’s brand and messaging directly to its customers’ children, helping them integrate into the bank’s ecosystem from an early age.
When these children are old enough to open their own accounts, transitioning from their custodial parent account to their own account at the bank becomes natural and seamless.
Key Features of Calikoe:
- AI-Powered Financial Literacy – Teaches children responsible financial habits through interactive tools.
- Parental Controls – Parents can set spending limits and monitor transactions in real-time.
- Seamless Bank Integration – Works smoothly with a bank’s existing infrastructure, without disrupting current systems.
- White-Label Solution – Fully customizable to match any bank’s brand and messaging.
- Financial Milestones – Recognizes achievements with certificates or badges for key milestones (e.g., first deposit, saving a target amount).
